Every stock gets three ratings — Swing, Mid and Long — because a two-week trade and a five-year hold are different questions.
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Each score is computed independently. A stock doesn't inherit its Long rating from its Swing rating — which is why the three often disagree, and why the disagreement is worth reading.
A 91 Swing and a 71 Long isn't a contradiction — it's momentum running ahead of valuation. Mintr shows you which of those two you're looking at before you commit capital to the wrong one.
No composite number without a reason. Click any score and see the ten pillars behind it — price-driven and fundamentals-driven, weighted differently at every horizon.
MintAI reads the same published scores you can see yourself, then explains them in plain language. It describes what the numbers say. It never quietly becomes the thing setting them.
A ranking of published factors, not a view on what to buy.
Connect your holdings and Mintr rolls them up into sector concentration, rating-band mix, and the positions quietly dragging the average down.
A return figure on its own tells you almost nothing. Every portfolio chart on Mintr is drawn against a benchmark, with the gap stated in points.
Six published, mechanical screens with disclosed historical backtests, sitting apart from the core ratings by design. If active trading isn't your thing, you'll never need to open this.
Every score is a percentile rank computed the same way, in the open, every time. Read the full methodology, including what a score doesn't mean.
Scores come from a fixed formula applied to real data. No language model ever touches the number itself.
All ten pillars and their relative weight by horizon are disclosed on the methodology page, not hidden as IP.
Fundamentals come straight from SEC EDGAR filings — the company's own numbers, not a vendor's rewrite of them.
A score is a rank against today's market, not a fixed grade. We say so, including what that means in a downturn.
A rating we can't stand behind is worse than no rating. Here's the boundary, in full, before you sign up rather than after.
Mintr came out of a working problem: most rating services answer one question, and never tell you which question they answered. So we built one that answers three, and shows its work. If a score looks wrong to you, the methodology page will show you how it was built — and you can email us and say so.
You won't pay to see a score, a pillar breakdown, or your portfolio's rating.
That's the whole product, in miniature. Then decide if you want the rest.